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Who should I contact if I have further questions?
You may contact the Customer Care Centre at 888-622-3477.
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How do I repay this loan?
The monthly payment is deducted from your operative account on the 25th day of each month. For loans accepted between the 15th and the end of a month, the first instalment will be due on the 25th day of the following month.
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How will I receive the money?
The loan proceeds will be credited to the account shown on the Review Your Loan Details page after authentication is completed.
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Can I still receive a Fast Cash Loan if I have other outstanding loans?
Yes, as long as your payments on your other existing loans are up to date.
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Am I required to save any amount regularly to access this loan?
No. There is no compulsory savings requirement.
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How can I get an NCB Fast Cash Loan?
By being pre-approved by NCB based on your account activity over the last 6 months and accepting the offer digitally through loans.jncb.com.
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What are the standard Fast Cash loan options?
JMD 100,000 is repaid at JMD 12,500 monthly for 12 months. JMD 150,000 is repaid at JMD 13,000 monthly for 18 months. JMD 200,000 is repaid at JMD 13,500 monthly for 24 months. JMD 250,000 is repaid at JMD 14,000 monthly for 30 months. JMD 300,000 is repaid at JMD 14,500 monthly for 36 months.
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What is the interest rate on this loan?
No interest is charged. Instead, there is a fixed monthly payment amount based on the amount borrowed.