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What can I use this money for?
You may use the funds for almost any personal need, including home improvement, car repairs, vacations, medical expenses, and more.
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How do I access this loan amount?
If you are a pre-approved customer, you will receive a unique offer code by email. Visit loans.jncb.com, enter your offer code, and accept your offer.
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Do I have to accept the full loan amount?
No. You may choose to accept only part of the approved amount.
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I can’t find my offer code. What should I do?
Visit loans.jncb.com, click Check for an Offer, and follow the instructions.
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How do I receive the money?
After accepting the offer, the funds will be deposited within 24 hours to the account shown on the summary page.
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How do I make payments on the loan?
Your monthly payment will be deducted from your repayment account on the 25th of each month.
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How long do I have to repay the loan amount?
Your repayment term will be displayed after you submit your offer code on the platform.
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Is there a maximum or minimum loan amount?
The minimum amount is JMD 100,000. Your maximum pre-approved amount is the amount shown in your offer. If you need more than your pre-approved amount, you may apply for up to JMD 5 million at the nearest NCB branch.
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Can I access the loan at a later date?
Yes. You have up to 90 days to accept your offer. Expired offers cannot be redeemed. Conditions apply.