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0% interest on instalments
Pay 0% interest for the first three months on instalment purchases. Spread the cost of larger buys without worrying about interest charges.
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Extended warranty
Get double the manufacturer’s warranty coverage — up to 1 additional year — on eligible purchases made with your card.
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Price & purchase protection
Find an item at a lower price after buying? We’ll refund the difference. Plus, get reimbursed for eligible purchases that are damaged or stolen.
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Faster cash back payback
Cash back is applied directly to your statement on a quarterly basis — so rewards come back to you faster than with many other cards.
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Unlimited 1.25% on all purchases
Every personal and household purchase earns unlimited 1.25% cash back. Restaurants, online shopping, subscriptions and daily spending all qualify.
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Fuel, groceries & utilities
Earn up to 3% cash back whenever you pay for petrol, supermarket groceries, or utilities. The higher reward rate is applied automatically — no activation or category tracking needed.