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Personal Advance
The NCB Personal Advance (Digital) is an unsecured loan that allows you to borrow up to $3,000,000.00 JMD at a fixed repayment amount.
Features and Benefits
- Competitive interest rates
- Repayment period of up to 60 months
- Disbursement within 24 hours, once approved
- No compulsory savings required
- No documents or branch visit required
You may be eligible if:
- You’re a Jamaican resident
- You’re currently employed for at least 6 months
- Your salary has been paid to your NCB account for at least the past 6 months
- Joint accounts do not qualify at this time
- You have no overdue loans or credit card payments at NCB within the past 6 months
Explore More Resources
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Loan Calculators
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Frequently Asked Questions
Get answers to common questions about personal loans, eligibility, repayment, application steps, and what to expect along the way.