Log in
Book an Appointment
Speak with a representative for guidance on loan options, the application process, and the documents you may need before getting started.
Preapproved Unsecured
The NCB Preapproved Unsecured loan allows you to access a preapproved loan amount at a fixed repayment amount.
Features and Benefits
- Competitive interest rates
- Repayment period of up to 60 months
- Minimum loan amount of JMD $100,000.00
- Disbursement within 24 hours, once approved
- No compulsory savings required
- No branch visit required, unless you choose to settle the loan early
You may be eligible if:
- You’re a Jamaican resident
- You have an NCB savings or current account
- You are assessed, scored, and approved by the Group Risk Management Division
Explore More Resources
Find helpful tools and support resources to better understand your loan options and take the next step with confidence.
Loan Calculators
See whether you may already have a loan offer available and explore a faster way to get started with your application.
Frequently Asked Questions
Get answers to common questions about personal loans, eligibility, repayment, application steps, and what to expect along the way.