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Top-Up Loan
The NCB Top-Up Unsecured Loan allows customers who have successfully repaid at least 40% of an unsecured loan to “top up” to the original loan amount.
Features and Benefits
- Competitive interest rates
- Repayment period of up to 60 months
- Disbursement within 2 business days of submitting your approved salary deduction letter
- Compulsory savings requirement of 0.4%, subject to a minimum of JMD $2,000.00 and a maximum of JMD $5,000.00
- Guardian Creditor Life is mandatory if accepting the offer on the digital portal
You may be eligible if:
- You’re a Jamaican resident
- You have an NCB savings or current account
- You are assessed, scored, and approved by the Group Risk Management Division
- You have no history of delinquency
- Your employer is the same as on the original loan
Explore More Resources
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Loan Calculators
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Frequently Asked Questions
Get answers to common questions about personal loans, eligibility, repayment, application steps, and what to expect along the way.