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Can I access NCB mortgages for construction?
Yes, speak to our sales representative for more information.
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How long will my loan application take for approval?
Your NCB mortgage application will generally take approximately 3 – 6 days to be approved after receipt of all required documents.
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In addition to the NCB Mortgage facility, can I combine my National Housing Trust (NHT) benefits?
Yes, access your NHT benefits through NCB.
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Can I apply online or do I have to apply in person?
You can apply for your mortgage loan online at https://myhome.jncb.com/
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What other documents will I need?
Visit the checklist page at https://myhome.jncb.com/checklist
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Can I apply for the NCB Mortgage facility jointly with my spouse, child, parent or sibling?
Yes you can. As long as we receive the necessary documents for all parties involved and all parties are between the ages of 18 – 70 years.
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How long do I have to repay the loan?
Generally, the maximum repayment period is 35 years or the number of years to the retirement age of 70 years
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Can the property being purchased be located outside of Jamaica?
No. We currently only offer the NCB Mortgage facility for properties located within Jamaica.
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What is the maximum amount I can borrow if the house I am purchasing is an investment property?
The maximum amount you can borrow to purchase an investment property is J$30,000,000.00
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What is the maximum I can borrow if I am purchasing my primary residence?
The maximum amount you can borrow for a primary residence is J$40,000,000.00