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What is the minimum I can borrow from NCB through the NCB Mortgage facility?
The minimum NCB Mortgage loan amount is J$1,000,000.00
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How old do I have to be to apply for an NCB Mortgage facility?
Generally, between the ages of 18 to 70 years. Customers over 70 may however be considered based on their particular circumstances.
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Do I have to be an existing NCB customer in order to apply for an NCB Mortgage facility?
Anyone with a desire to own a house may apply; this includes existing NCB customers and individuals who are not yet NCB customers.
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What is the NCB Mortgage facility?
In simple terms, it is a loan for which you house functions as the collateral. The bank or mortgage lender loans you a large sum of money (typically no more than 90 percent of the price of the home), which you must pay back (with interest) over a set period of time.