Prepaid card features
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Receive funds directly
Receive funds direct to your card from friends or your employer. Your card can be loaded via NCB Online Banking, the mobile app, or at any NCB branch — making it easy for others to send you money directly. -
Zero fees to maintain
There is no monthly maintenance fee, no minimum balance requirement and no joining fee. Simply load the amount you need and spend — you only use what’s on the card. -
Shop in 210+ countries
Use your card at millions of Mastercard-accepting locations in more than 210 countries and territories — for groceries, gas, travel and more, both locally and internationally. -
Online and in-app purchases
Make secure online and in-app purchases wherever Mastercard is accepted digitally. Your prepaid card works just like a debit card for e-commerce transactions. -
Utility bill payments
Pay utility bills — electricity, water, telephone and more — at service-provider sites or conveniently via the NCB mobile app or NCB Online Banking. -
Mobile top-up at any NCB ABM
Top-up your mobile phone at any NCB ABM using your prepaid card. Quick, easy, and available at NCB locations across Jamaica.
How the prepaid card works
Load and spend
Load funds onto your card via via Mastercard Send and remittance providers. Spend up to your available balance — no credit, no debt.
Cash withdrawals
Withdraw cash from local ABMs and Mastercard Standard and Cirrus ABMs worldwide.
Chip & PIN security
Your card uses embedded Chip & PIN technology for protection against fraud at every point of sale.
Card management
Report damaged, lost or stolen cards and suspicious transactions at managemycard.jncb.com. Access is available to NCB account holders with Online Banking profiles.
