Fee guides

All fees related to your account, transactions, and services can be found here.

Customer Fee Guide – Effective Dec.1.2025

Fee guides June 19, 2026

Customer Fee Guide – Effective Dec.1.2024

Fee guides June 19, 2026

Card Services Fee Guide – Effective Dec.1.2025

Fee guides June 19, 2026

Card Services Fee Guide – Effective Dec.1.2024

Fee guides June 19, 2026

Deposit Interest Rates 2025

Fee guides June 19, 2026

Merchant Fee Guide

Fee guides June 19, 2026

Visa Signature Fee Guide

Fee guides June 19, 2026

Visa Signature Cash Back Fee Guide

Fee guides June 19, 2026

How to avoid fees

Knowledge is an important part of banking. Customers with facts are often financially sound. NCB is committed to ensuring that you remain fit financially. Below are ways to utilize our products and services to avoid some of the associated fees:

You can reduce your fees by budgeting:

Develop a budget to understand your money spread and to allocate money where needed to pay bills or save towards long-term objectives. Our Budgeting template is a quick and easy way for you to plan your budget.

Take notes of your monthly spending by keeping a journal or cataloguing bill stubs and receipts especially those seemingly small expenses. This will help you to analyse your spending and provide you with facts to manage your money.

Review budget frequently to ensure your specified objectives are being met within the specified timelines and be able to make the necessary adjustments.

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