Cash back rewards & benefits
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Cash back on every purchase
Earn 0.25% cash back on all purchases with your NCB Visa Classic. There are no categories to track — every eligible transaction earns a reward automatically. -
Emergency Cash Assistance
Instantly access emergency cash at ABMs worldwide or locally — available 24/7 wherever you are. Ideal for unexpected situations when travelling or away from home. -
Local and international purchasing power
Use your card wherever Visa is accepted — in Jamaica and around the world. Shop in-store, online and in-app with the same card. -
Worldwide Travel Assistance
Worldwide travel assistance and accident coverage is included with your card — giving you a layer of protection and support when you’re away from home. -
Price protection
Found the same item at a lower price after you bought it? We’ll refund the difference. Shop with confidence knowing you won’t overpay. -
0% interest on instalments
Pay 0% interest for the first three months on instalment purchases. Spread the cost of bigger purchases without the worry of added interest charges.
Earn rewards
Base earn rate
Earn 0.25% cash back on all purchases made with your NCB Visa Classic card. Every eligible transaction earns a reward, with no categories to track.
Eligible purchases
All retail and service purchases qualify. The more you spend, the more you earn — rewards accumulate across all spending categories
What doesn’t earn
Cash advances, fees, interest charges, and returned/unauthorised transactions are excluded from cash back eligibility.
0% instalment offer
0% interest for three months on instalment purchases. Spread the cost of larger purchases without interest for the first three months.
